S. H. Kelkar & Co. Ltd.

<body background="_themes/indust/indtextb.jpg" bgcolor="#CCCCCC" text="#000000" link="#3366CC" vlink="#666666" alink="#996600"><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td><font face="trebuchet ms, arial, helvetica"> <p align="center"><br> </p> </font></td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top" width="1%"><font face="trebuchet ms, arial, helvetica"> <p> </p> </font></td><td valign="top" width="24"></td><td valign="top"><font face="trebuchet ms, arial, helvetica"> <p align="center">This page was last updated on 12/14/99.</p> <p align="center">  </font></td></tr></table></body>